Products:

• Group Medical Insurance
• Group Dental Insurance
• Group Disability Income Insurance (Short and Long-Term)
  
• Group Life and AD & D Insurance
  
• Supplemental Insurance, including Disability, Cancer, Life, Long Term Care and Vision
  
• Employee Health Clinic/ Health Fair/ Wellness Program
  
• Employee Assistance Program (EAP)
  
• Section 125
  
• Flexible Spending Accounts (HRAs, HSAs, FSAs, and MSAs)
  
• COBRA Services
  
• 401(k)/ Pension Plans
  
• Key Person Insurance
  
• Benchmarking

Services:

• Acting in the best interest of our clients to negotiate with carriers and obtain competitive plan designs that are innovative and of the highest-quality
  
• Gathering, analyzing and presenting detailed plan designs for consideration in the decision making process
  
• Coordinating timely employee enrollment meetings, completing and submitting of all enrollment forms and related information
  
• Assisting with employee benefit options on terminations of employees and covered dependents
  
• Educating employees (and spouses when appropriate) on plan designs
  
• Responding to benefit-related inquires from employees and covered dependents
  
• Resolving enrollment and billing discrepancies
  
• Planning, coordinating and participating in all meetings with the clients and carriers of choice
  
• Providing assistance to employees and covered dependents with regard to any claims issues or payment questions
  
• Coordination of grief counseling
  
• Initiating and participating in regularly scheduled meetings with Human Resource personnel to address outstanding issues
  
• Providing claims experience reports to Human Resource personnel for future planning and discussion
  
• Supplying regular updates to clients of statutory and regulatory changes, including HIPAA and COBRA compliance, in addition to insurance trends and market conditions